#Card number credit card manual#
This restriction does not apply if the means of recording the number is by imprint or handwriting or if the retailer processes the transaction electronically but takes additional manual measures to ensure that the card is not used fraudulently, including measures that the retailer is contractually obligated to take in connection with accepting a credit or debit card. A retailer that accepts credit cards or debit cards for the transaction of business may not print more than the last five numbers of an account number or print the expiration date on an electronic receipt that is retained by the person or is provided to the cardholder. This restriction does not apply if the means of recording the number is by imprint or handwriting. Provides that a person that accepts credit cards or debit cards for the transaction of business may not print more than the last five numbers of an account number or print the expiration date on an electronic receipt that is retained by the person or is provided to the cardholder. Prohibits certain credit and debit card information on receipts. Specifies that the prohibition against printing more than the last five digits of a credit card account number applies to copies of sales receipts retained by the retail sales establishment, in addition to those physically provided to the customer.Īmends §1 of P.L.2002, c.101 (C.56:11-42) to prohibit a retail sales establishment from electronically printing more than the last five digits of a customer's debit card account number, or the expiration date of the customer's debit card, upon any sales receipt provided to the customer at the point of sale, except for any sales receipt in which the sole means of recording the customer's debit card number is by handwriting or by an imprint or copy of the customer's debit card.Įnsures that account numbers are not printed on receipts from banks prohibits more than the first five numbers of the bank account number or credit/debit card number from being printed on the receipt for any financial transaction conducted with the bank sets forth penalties. Requires account numbers to be truncated on certain sales receipts.Ĭlarifies that credit card account numbers must be truncated on merchants’ copies of sales receipts. A person who violates any order or injunction issued to enjoin a violation of this provision is guilty of a gross misdemeanor. Authorizes the attorney general or a district attorney to bring an action to enjoin any violation of this provision. Prohibits a manufacturer or a supplier from providing, selling or leasing a cash register or other machine or device that does not allow a business to comply with these provisions. Exempts from the applicability of these provisions, from July 1, 2009, to December 31, 2009, a business that does not have the ability to control or adjust the manner in which a receipt is electronically printed. A business that violates any order or injunction issued to enjoin a violation of these provisions is guilty of a gross misdemeanor. Authorizes the attorney general or a district attorney to: (1) recover the civil penalties in a civil action and (2) bring an action to enjoin any violation of these provisions. The aggregate amount of civil penalties imposed on a business for violations of these provisions which occur on the same premises must not exceed $4,500. Prescribes a civil penalty of $500 for a business that violates these provisions and an additional penalty of $1,000 per week for a business that does not correct the violation. Prohibits a business from printing more than the last five digits of the account number of the card on any copy of the receipt that is retained by the business that accepted the card. Prohibits merchant copies of credit card receipts from displaying more than the last four digits of a credit card number. The new truncation requirement does not apply to handwritten receipts or receipts imprinted with a copy of the credit card.Ģ009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 2009 Legislation Under Title I, §113 of the Act, only the last five digits of the card account number can be printed on electronically printed receipts provided to the customer. Through the Fair and Accurate Credit Transactions Act, Public Law 108-159, Congress preempted the states on credit and debit card truncation to set a national standard. NCSL Staff Contact: Heather Morton, Denver, (303) 364-7700 Law, Criminal Justice and Public Safety.Communications, Financial Services and Interstate Commerce.
#Card number credit card professional#
_1175311511.jpg "card number credit card")
Legislative Staff Coordinating Committee.
0 kommentar(er)
